Unemployment Benefit Capitalisation

Unemployment Benefit Payment Consultancy: Your First Step Towards Self-Employment

MARBELLA · ESTEPONA · SABINILLAS · SOTOGRANDE · SEVILLA

Looking to capitalise on your unemployment benefits to start a business? Our unemployment benefit capitalisation or payment consultancy helps you receive your full benefit as a lump sum so you can launch your project as a freelancer, create your own company, or join a cooperative with complete security and peace of mind. We offer personalised and comprehensive advice, both in-person and online, so you can capitalise your benefits from anywhere in Spain.

Request Advice on Capitalising Your Unemployment Benefits

Receive a lump sum payment and take the first step towards becoming an entrepreneur.

Expert guidance throughout the process to start as a freelancer or create your own business.

Save time and avoid travel: we assist you online from anywhere in Spain.

We handle all the paperwork so you can access your capitalisation with ease.

What is Unemployment Benefit Capitalisation?

Unemployment benefit capitalisation, also known as a lump-sum payment, is a measure offered by SEPE to encourage self-employment. It allows you to convert your unemployment benefits into a lump sum to fund a new activity. This option is perfect for:

Registering as a freelancer.
Contributing capital to a new business or one established within the last 12 months.
Joining an existing cooperative as a working member.

Advantages of Capitalising Your Unemployment Benefits

Choosing to capitalise your benefits offers several key advantages:

Receive your benefit as a lump sum or in instalments according to your needs.
Start your project with greater financial stability.
Actively and productively end your period of unemployment.

Requirements for Unemployment Benefit Capitalisation

To capitalise your unemployment benefits, you must meet the following criteria:

You must be receiving unemployment benefits and have at least 3 months of entitlement remaining.
You must not have received a lump sum payment in the last 4 years.
You must start a new activity as a freelancer, professional, or working member.
You must apply for capitalisation before beginning the new activity.
If joining a company established within the last 12 months, you must not have had an employment relationship with it.
You must not have combined your unemployment benefit with self-employment in the last 24 months.

Ríos Espinosa

Continuing the Tradition of Excellence since 1985

Since 1985, at Ríos Espinosa we have been at the forefront of our sector, challenging expectations and setting trends. With offices in Marbella, Estepona, Sabinillas, Sotogrande, and Seville, our team—made up of economists, labour relations graduates, lawyers, and certified property managers—combines experience and innovation to deliver a distinctive service tailored to each client.

Advised Companies

+ 0

Locations

Managed Communities

+ 0

Professionals

Services

Advisory and Management in Seville

Advisory and Management Services for Self-Employed in Sevilla

Business Advisory and Management for Companies in Sevilla

Our Locations

Unemployment Benefit Capitalisation

Unemployment Benefit Payment Consultancy: Your First Step Towards Self-Employment

Request Advice on Capitalising Your Unemployment Benefits

What is Unemployment Benefit Capitalisation?

Advantages of Capitalising Your Unemployment Benefits

Requirements for Unemployment Benefit Capitalisation

Ríos Espinosa

Advisory and Management in Seville

Advisory and Management Services for Self-Employed in Sevilla

Business Advisory and Management for Companies in Sevilla

Marbella

Estepona

Sabinillas

Sotogrande

Sevilla

Marbella Office

Estepona Office

Sabinillas Office

Sotogrande Office

Sevilla Office

Marbella Office