Unemployment Benefit Capitalisation

Unemployment Benefit Payment Consultancy: Your First Step Towards Self-Employment

SABINILLAS · ESTEPONA · SOTOGRANDE · SEVILLA

Looking to capitalise on your unemployment benefits to start a business? Our unemployment benefit capitalisation or payment consultancy helps you receive your full benefit as a lump sum so you can launch your project as a freelancer, create your own company, or join a cooperative with complete security and peace of mind. We offer personalised and comprehensive advice, both in-person and online, so you can capitalise your benefits from anywhere in Spain.

Asesoría para la Capitalización del Paro

Request Advice on Capitalising Your Unemployment Benefits

Receive a lump sum payment and take the first step towards becoming an entrepreneur.

Expert guidance throughout the process to start as a freelancer or create your own business.

Save time and avoid travel: we assist you online from anywhere in Spain.

We handle all the paperwork so you can access your capitalisation with ease.

What is Unemployment Benefit Capitalisation?

Unemployment benefit capitalisation, also known as a lump-sum payment, is a measure offered by SEPE to encourage self-employment. It allows you to convert your unemployment benefits into a lump sum to fund a new activity. This option is perfect for:

  • Registering as a freelancer.
  • Contributing capital to a new business or one established within the last 12 months.
  • Joining an existing cooperative as a working member.

Advantages of Capitalising Your Unemployment Benefits

Choosing to capitalise your benefits offers several key advantages:

  • Receive your benefit as a lump sum or in instalments according to your needs.
  • Start your project with greater financial stability.
  • Actively and productively end your period of unemployment.

Requirements for Unemployment Benefit Capitalisation

To capitalise your unemployment benefits, you must meet the following criteria:

  • You must be receiving unemployment benefits and have at least 3 months of entitlement remaining.
  • You must not have received a lump sum payment in the last 4 years.
  • You must start a new activity as a freelancer, professional, or working member.
  • You must apply for capitalisation before beginning the new activity.
  • If joining a company established within the last 12 months, you must not have had an employment relationship with it.
  • You must not have combined your unemployment benefit with self-employment in the last 24 months.

Ríos Espinosa

Continuing the Tradition of Excellence since 1985

Since 1985, at Ríos Espinosa we have been at the forefront of our industry, challenging expectations and setting trends. With offices in Sabinillas, Estepona, Sotogrande, and Seville, our team—composed of economists, social graduates, lawyers, and certified property managers—combines experience and innovation to offer a unique and tailored service to each client.

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